Essential Duties and Responsibilities (Other duties may be assigned.)
· Interview loan applicants and request required information for determining a credit decision.
· Conduct credit analysis to support granting loan approval within assigned lending authority or prior to requesting approval from a co-approving officer.
· Ensure loan agreements and other pertinent documentation are complete and accurate according to policy.
· Compile loan package and facilitate negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
· Serve as primary contact in responding to customer and non-customer inquiries relative to loan and deposit products, rates, procedures, etc.
· Demonstrate knowledge of Bank loan products and services including real estate, construction and development, working capital lines, equipment, and vehicle.
· Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations. Includes coordinating with legal counsel and bank operating departments to ensure adherence to laws and regulations relating to new and/or revised bank products and services.
· Assume ownership of customer problems to achieve resolution.
· Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services using Bank-endorsed techniques and processes.
· Assist in attaining established Bank and branch goals through active participation in sales management and officer call programs. Includes promoting and cross-selling other Bank products and services as appropriate for customer requirements.
· Identify and analyze potential loan markets to develop commercial loan and deposit prospects.
· Support the activities of the assigned banking office including consulting with tellers and customer service representatives and granting officer approval of transactions as appropriate.
· Support the Bank’s CRA Officer by reporting CRA data.
· Engage in community involvement and civic activities and, at times, take a leadership role in such organizations.
Qualifications
· Bachelor’s degree, or at least 5 years of related experience, or an equivalent combination of education and experience.
· Effective oral and written communication skills.
· Effective interviewing skills.
· Ability to speak effectively before groups.
· Ability to compute basic to moderately complex math calculations.
· Basic problem-solving and analytical skills. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
· Proficiency in using personal computers and office products (e.g., Word, Excel).
· Ability to underwrite and properly package a loan.
Certificates, Licenses, Registrations
· Attendance in SC Bankers School curriculum or similar course work preferred.
Apply Now...Job Requirements Our Administrative Assistant's (AA) execute administrative assignments of a confidential nature and relieves... ...our total compensation package. It includes a 401(k) match, healthcare coverage, and a broad range of other benefits that compare favorably...
...your tax career? Our client, a reputable and long-standing public accounting firm, is seeking a Tax Supervisor to join their growing team.... ...work with diverse clients, and enjoy a healthy balance between remote work and in-person collaboration. Why You'll Love This...
...Duties and Responsibilities: The Senior Consultant will play a key role across a variety of... ...and procedures Education and/or Work Experience Requirements: ~ Advanced... ...~ Willingness to travel and work from home in a self-directed manner ~ Excellent...
...validation, and streaming solutions. About The Role Cloud Software Engineer Location: Annapolis Junction, MD Peraton is looking... ..., as well as geographic location and business and contract considerations. Depending on the position, employees may be...
Overview: Are you a Paramedic, AEMT, or EMT-III looking for an exciting opportunity to evaluate, treat, and stabilize routine, urgent... ...a work schedule that includes dozens of weeks off in a year to travel and enjoy life is appealing to you, we are seeking dedicated...