Job Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

The DPS Risk Products & Solutions team collaborates with clients to deliver advanced risk products and services that drive industry leading fraud performance. The Director various responsibilities including staying updated on fraud and market trends, focusing on strategic initiatives, designing platforms and launching new products and features designed to tackle threat vectors beyond transactional solutions. Success in this role requires ideating strategic solutions, developing requirements, defining product positioning and pricing, and effectively managing the product lifecycle.

This postion requires working closely with internal and external stakeholders, particularly within the Issuing and RTP Risk Solutions team and the Issuer Processing business. Collaboration extends to Sales, Account Management, Marketing, Finance, Technology, Operations, and Legal teams, as well as the broader Issuing Solutions organization. The position is based in the United States, with a preference for the Highlands Ranch office.

Responsibilities

• Own, manage, and delivery various strategic initiatives, pricing models, and platform roadmaps
• Craft and maintain competitive intelligence for Risk and Identity Products. Conduct competitive, customer, and market analysis to identify new opportunities, becoming an expert on client needs and market trends to inform strategy.
• Ideate, innovate, and develop our approach to technology partnership and methodologies (e.g. Agile). 
• Develop roadmap and manage execution for our Next Gen Risk Platform encompassing a wide array of capabilities, functionality, and risk signals. Lead cross-functional teams on product enhancements, ensuring business and client needs are prioritized and solved for in a deliberate manner. Drive product, feature, and functionality development.
• Take a leadership role on product risk and governance initiatives ensuring appropriate controls, demonstrable progress on outstanding issues, and improved execution efficiency.
• Manage product financials: pricing, revenue, and expense forecasting.
• Articulate the value of DPS and Visa’s risk and identity products for marketing collateral
• Support senior management with key client and signature client sales.
• This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

Basic 

• 10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD

Preferred 

• 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD
• Demonstrated ability to create complete, concise business and technical level requirements including experience with use cases, report and screen mock-ups, API file transmissions, and cross-functional requirements.
• 6+ years of product management experience
• 6+ years of experience leading product lines in the technology industry
• Experience leading cross-functional teams including Engineering, Design, and Product Marketing
• Expert level critical thinking, organizational, analytical and influencing skills. Well balanced between strategy and execution – demonstrated history of bringing a vision to life
• oExperience leading and working within global and regional teams operating in a matrixed environment
• Strong verbal, written, and interpersonal skills are required.
• Must be proficient in all MS Office applications (Excel, Word, PowerPoint and Access) with advanced Excel spreadsheet skills.
• Ability to travel for business will be required.
• 10 or more years of work experience building, owning or developing risk or financial products or services
• MBA or other advanced degree
• Experience as a senior member of a product leadership team with clear impacts to P&L, Roadmap, and Culture
• Demonstrable history of developing strategy and executing on strategic initiatives.
• Ability to build cross-functional consensus amongst internal stakeholders as we pioneer new horizons of solutions and opportunity
• Excellent public speaking skills, cross-functional communication, and emotional intelligence
• Expert ability to take initiative and build strong and productive relationships across an organization
• Payments experience (card, account, other money movement) or other related financial services (e.g. identity graph, bureaus, etc.), especially around both originations and back-office operations is a plus

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 141,600.00 to 162,950.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

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