Loan Officer Job at guzzoandco, Huntersville, NC

L2kvYmdDVy91STkwWWRpY0ZrUWs1NHdKR3c9PQ==
  • guzzoandco
  • Huntersville, NC

Job Description

Job Overview

We are in search of a competent Loan Officer to be a part of our Loans Department. Your primary role will be to evaluate, authorize the approval or deny the loan application for businesses or entrepreneurs.

As a Loan Officer, you will be acting as a liaison between our financial institution and our clients. You will help qualified applicants obtain loans in a timely and hassle-free manner. You should possess amazing communication skills to explain the loan application process to the desired applicants in a simple way. You should be prompt at answering questions and solving their queries.

You should be reliable when it comes to evaluating the credit values and interviewing the loan applicants. If you think you have the required knowledge and desired experience, you can send in your applications to us. Avail this incredible opportunity to boost your career prospects as a Loan Officer.

Responsibilities

  • Research and evaluate the financial status of the person applying for a loan.
  • Evaluate the credit value by processing the loan applications and documents within particular limits.
  • Interview the loan applicants to determine their financial eligibility and prepare the feasibility report for granting loans.
  • Determine all applicable metrics and ratios and set up debt payment plans.
  • Communicate with the clients to provide information and to forward their loan requests.
  • Approve loans for eligible applicants and reject the ones who are not eligible. Justify the approvals/rejection decisions by filing reports about the same.
  • Complete loan agreements and counsel clients on limitations and policies.
  • Have an excellent understanding of the different types of loans and other financial services.
  • Maintain and update loan files and accounts records.

Requirements

  • Bachelors’ degree in Economics, Finance or a related field.
  • Proven work experience as a Loan Officer or in Finance Industry.
  • Excellent knowledge of computers and banking programs/applications.
  • Outstanding interpersonal and communication skills.
  • Excellent Sales and Marketing skills will be an added advantage.
  • Sound understanding of direct and indirect lending practices and products.
  • Excellent knowledge of the current affairs of the real estate industry.
  • Outstanding customer service skills.
  • Exceptional time management skills.

Job Tags

Full time, Work experience placement,

Similar Jobs

Delta-T Group Inc.

RN $60/hr LPN $55/hr: Immediate Start! Job at Delta-T Group Inc.

 ...for referring highly qualified professionals for rewarding short and long-term contract opportunities. One of our clients is seeking Registered Nurses (RN) or Licensed Practical Nurse s(LPN) to provide support and care in the Carver/Lakeville area. Immediate start.... 

Cocoon House

Bilingual Family Advocate Job at Cocoon House

Job TypeFull-timeDescriptionThe Bilingual Family Advocate role works with families to achieve stability and prevent future youth homelessness. They engage families in their homes and in the community to assess family strengths and needs and create goal plans... 

ClimateWorks Foundation

Internships Job at ClimateWorks Foundation

 ...Dear applicant, Thank you for expressing your interest in internship opportunities at ClimateWorks Foundation. We greatly appreciate...  ...back in late February or early March, when we anticipate posting summer internship opportunities. While we are unable to respond... 

The NOW

Massage Therapist Job at The NOW

 ...focus on delivering a spa-like experience but eliminate the exclusivity and cost of a traditional day spa. This means our Massage Therapists can focus on offering high quality, healing services without having to manage other job-related duties. We say, show up for... 

IDS International

Mission Guard (OCONUS) Job at IDS International

 ...multifaceted operations. IDS isseeking experienced Mission Guards toprovide protection to client, such as conducting advances of...  ...consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or...